💡 DVC Rental Savings Overview

Travelers using this DVC point calculator typically save up to 50% compared to booking Deluxe Disney Villas direct. For example, a week at the Polynesian Villas costs significantly less when using rented points.

1. Select Resort (Ranked by Cost)

Room Layout: Select a resort to see details.

2. Select Month (1 Week Trip)

Disney "Cash" Quote

$

Add 12.5% Resort Tax? (Often hidden on Disney site)

Discount Coupon (%)

%

Points Required

Rental Cost per Point

$

Check Rental Availability Browse Resale Contracts

🏠 Is DVC Resale Worth It?

Buying DVC Resale contracts is cheaper than buying direct. Select a Home Resort below to see the real resale price per point (Current Avg: $115/pt).

1. Choose Home Resort to Buy

Your Budget (Upfront Cost)

$

Resale Price per Point

$

Points You Get

Calculated based on Budget / Price per Point

Opportunity Cost (Annual Return %)

%

Market gains lost by not investing this cash elsewhere. (Standard: 4-7%)

Finance this purchase?

Interest Rate (%)

%

Term (Years)

Annual Dues per Point

$

Est. Annual Cash Cost (For Trip)

$

Points Used for Vacation

Unused points will be treated as "Rented Out" income.

Rental Income ($/pt)

$

Years to Keep/Analyze

✨ Magic Factors

Exit Strategy: Factor in selling the contract later?

Member Savings: Annual Passes (-$1,200/yr) Dining/Merch (-$200/yr)

⚠️ Hidden Fees

Closing Costs ($500+) Exchange Fee ($95) Disney Transfer Fee ($100)

📅 DVC Master Plan

5 Steps to your dream vacation.

Step 1: Choose Dates

Crowds vs. Cost

Check the crowd calendar first.

📅 View Crowd Calendar

Step 2: Check Availability

The "Real" Inventory

Disney.com shows CASH rooms. Check POINT availability.

🔍 Check DVC Availability

Step 3: Book It

Secure Your Stay

Submit a request to a broker.

🚀 Start Booking

Step 4: Verify

The 12-Digit Number

Log into My Disney Experience and "Link Reservation."

✨ Link on Disney.com

✨ Quick DVC Guide

✅ Pros

Deluxe for Moderate prices.
Free Parking.
No Tax on rentals.

⚠️ Cons

Final Sale (usually).
Light Housekeeping.
Book 7-11 months out.